At Paladium One we understand that buying your first home can seem complicated. That’s why we guide you step by step, from pre-approval to receiving your keys. Our team is present at every stage to answer your questions and make the process transparent and stress-free.
We get to know each other. You schedule a free consultation where we understand your needs, budget, and goals. We explain the entire process with no obligation.
What you need:
– A clear idea of your budget
– Basic income information
– The desire to build your wealth
Explore the models. Visit our available homes (virtual or in-person), review floor plans, see finishes, and decide which model best fits your family.
Available options:
– Madison: 3 bed – $319,900
– Caloosa: 4 bed – $349,900
– Mia: 4 bed – $349,000
We formalize the agreement. You sign the purchase contract that establishes price, terms, and estimated delivery date. Everything clear and in writing.
Includes:
– Agreed final price
– Home specifications
– Construction/delivery timeline
– Payment terms
Complete review. We do an inspection together of the property to verify that everything is as agreed. We resolve any details before moving forward.
We review:
– Construction status
– Finishes and details
– Systems (electrical, plumbing)
– Any necessary adjustments
Financing secured. We connect you with trusted lenders. You submit documents, they process your application, and you get final loan approval.
We help you with:
– Connection with lenders
– Document preparation
– Process follow-up
– Answering questions
Everything prepared. The lender approves the final loan, the closing date is scheduled, and all legal documents are prepared for the property transfer.
At this stage:
– Final bank approval
– Closing scheduling
– Document review
– Funds preparation
Your home is officially yours! You sign the final documents, receive the keys, and can move in. We celebrate this important moment with you.
Welcome home!
– Deed signing
– Key delivery
– Immediate access to your property
– Post-sale support available
From the first consultation to receiving your keys
Consultation, model selection, and contract signing
Loan application and approval process
Final inspection and closing preparation
Closing and key delivery – Move in!
⚡ In just 6-8 weeks you can be in your own home
The requirements are more accessible than you think. Most working families qualify.
💡 Don’t have perfect credit?
No problem. We have special programs and work with lenders who understand different situations.
Prepare these documents to speed up your process
📋 Don’t have all the documents ready?
Don’t worry. We’ll help you prepare everything you need step by step.
We work with the best lenders and have access to multiple programs
Federal Housing Administration
3.5%
Minimum down payment
✓ Credit from 580
✓ More flexible with history
✓ Ideal for first home
Conventional Loan
3-5%
Minimum down payment
✓ Better interest rates
✓ Fewer restrictions
✓ Credit 620+
U.S. Dept. of Agriculture
0%
No down payment
✓ 100% financing
✓ Eligible rural areas
✓ Income limits
VA Loans
For military veterans
CHENOA
Down payment assistance
Florida Bond
FL state program
Hometown Heroes
First responders
Up to 30 years, your payment never goes up
Extra payments to principal whenever you want
Keys in less than 2 weeks post-approval
We support you at no additional cost
Every month you hand over $2,000+ to a landlord who IS building wealth... with YOUR money. Enough is enough. Your family deserves more. At Paladium One, we turn your rent into investment, your tears into keys, and your dreams into a real address.
Request Free Pre-Approval Talk to an Advisor📞 +1 (786) 928-4929 • 📧 crmsales@paladiumone.com
